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Life As a Credit Checker
Example of Credit Checker Job Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant’s credit standing.
List of Credit Checker Job Duties
- Relay credit report information to subscribers by mail or by telephone.
- Prepare reports of findings and recommendations, using typewriters or computers.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
- Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
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Credit Checker Required Skills
When polled, Credit Checkers say the following skills are most frequently used in their jobs:
Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Speaking: Talking to others to convey information effectively.
Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Reading Comprehension: Understanding written sentences and paragraphs in work related documents.
Writing: Communicating effectively in writing as appropriate for the needs of the audience.
Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.
Related Job Titles
- Investigator
- Commercial Credit Analyst
- Credit Analyst
- Commercial Processor
- Credit Reviewer
Job Outlook for Credit Checkers
In the United States, there were 38,500 jobs for Credit Checker in 2016. There is little to no growth in job opportunities for Credit Checker. The BLS estimates 3,700 yearly job openings in this field.
The states with the most job growth for Credit Checker are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.
Average Credit Checkers Salary
The typical yearly salary for Credit Checkers is somewhere between $26,540 and $59,270.
Credit Checkers who work in Minnesota, New York, or Massachusetts, make the highest salaries.
Below is a list of the median annual salaries for Credit Checkers in different U.S. states.
State | Annual Mean Salary |
---|---|
Alabama | $36,390 |
Arizona | $41,640 |
Arkansas | $34,880 |
California | $42,680 |
Colorado | $45,780 |
Connecticut | $42,330 |
Delaware | $40,130 |
Florida | $37,680 |
Georgia | $34,550 |
Hawaii | $44,690 |
Idaho | $42,600 |
Illinois | $45,010 |
Indiana | $41,940 |
Iowa | $32,740 |
Kansas | $40,290 |
Kentucky | $41,310 |
Louisiana | $28,630 |
Maine | $37,140 |
Maryland | $39,830 |
Massachusetts | $46,440 |
Michigan | $44,020 |
Minnesota | $48,300 |
Mississippi | $30,440 |
Missouri | $36,060 |
Montana | $44,160 |
Nebraska | $37,690 |
Nevada | $33,930 |
New Hampshire | $39,010 |
New Jersey | $44,500 |
New Mexico | $35,370 |
New York | $48,420 |
North Carolina | $42,160 |
North Dakota | $38,330 |
Ohio | $40,780 |
Oklahoma | $38,370 |
Oregon | $45,130 |
Pennsylvania | $40,270 |
Rhode Island | $46,340 |
South Carolina | $40,340 |
South Dakota | $34,530 |
Tennessee | $39,220 |
Texas | $42,480 |
Utah | $37,490 |
Virginia | $40,500 |
Washington | $40,160 |
West Virginia | $36,440 |
Wisconsin | $43,240 |
Tools & Technologies Used by Credit Checkers
Below is a list of the types of tools and technologies that Credit Checkers may use on a daily basis:
- Microsoft Excel
- Microsoft Word
- Microsoft Office
- Microsoft PowerPoint
- Microsoft Outlook
- Web browser software
- Microsoft Access
- Data entry software
- Email software
- SAP
How do I Become a Credit Checker?
What education or degrees do I need to become a Credit Checker?
How many years of work experience do I need?
Where Credit Checkers Work
The table below shows the approximate number of Credit Checkers employed by various industries.
You May Also Be Interested In…
Are you already one of the many Credit Checker in the United States? If you’re thinking about changing careers, these fields are worth exploring:
References:
Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic
More about our data sources and methodologies.
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