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What Does it Take to Be a Credit Checker?
Occupation Description Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant’s credit standing.
Life As a Credit Checker: What Do They Do?
- Prepare reports of findings and recommendations, using typewriters or computers.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
- Relay credit report information to subscribers by mail or by telephone.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Compile and analyze credit information gathered by investigation.
- Contact former employers and other acquaintances to verify applicants’ references, employment, health history, and social behavior.
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What Skills Do You Need to Work as a Credit Checker?
Below is a list of the skills most Credit Checkers say are important on the job.
Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Speaking: Talking to others to convey information effectively.
Reading Comprehension: Understanding written sentences and paragraphs in work related documents.
Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Writing: Communicating effectively in writing as appropriate for the needs of the audience.
Active Learning: Understanding the implications of new information for both current and future problem-solving and decision-making.
Types of Credit Checker
- Customer Service Representative
- Commercial Credit Head
- Credit Investigator
- Loan Processor
- Branch Manager
Credit Checker Employment Estimates
There were about 38,500 jobs for Credit Checker in 2016 (in the United States). There is little to no growth in job opportunities for Credit Checker. There will be an estimated 3,700 positions for Credit Checker per year.
The states with the most job growth for Credit Checker are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.
Salary for a Credit Checker
The salary for Credit Checkers ranges between about $26,540 and $59,270 a year.
Credit Checkers who work in Minnesota, New York, or Massachusetts, make the highest salaries.
How much do Credit Checkers make in different U.S. states?
| State | Annual Mean Salary |
|---|---|
| Alabama | $36,390 |
| Arizona | $41,640 |
| Arkansas | $34,880 |
| California | $42,680 |
| Colorado | $45,780 |
| Connecticut | $42,330 |
| Delaware | $40,130 |
| Florida | $37,680 |
| Georgia | $34,550 |
| Hawaii | $44,690 |
| Idaho | $42,600 |
| Illinois | $45,010 |
| Indiana | $41,940 |
| Iowa | $32,740 |
| Kansas | $40,290 |
| Kentucky | $41,310 |
| Louisiana | $28,630 |
| Maine | $37,140 |
| Maryland | $39,830 |
| Massachusetts | $46,440 |
| Michigan | $44,020 |
| Minnesota | $48,300 |
| Mississippi | $30,440 |
| Missouri | $36,060 |
| Montana | $44,160 |
| Nebraska | $37,690 |
| Nevada | $33,930 |
| New Hampshire | $39,010 |
| New Jersey | $44,500 |
| New Mexico | $35,370 |
| New York | $48,420 |
| North Carolina | $42,160 |
| North Dakota | $38,330 |
| Ohio | $40,780 |
| Oklahoma | $38,370 |
| Oregon | $45,130 |
| Pennsylvania | $40,270 |
| Rhode Island | $46,340 |
| South Carolina | $40,340 |
| South Dakota | $34,530 |
| Tennessee | $39,220 |
| Texas | $42,480 |
| Utah | $37,490 |
| Virginia | $40,500 |
| Washington | $40,160 |
| West Virginia | $36,440 |
| Wisconsin | $43,240 |
What Tools do Credit Checkers Use?
Below is a list of the types of tools and technologies that Credit Checkers may use on a daily basis:
- Microsoft Excel
- Microsoft Word
- Microsoft Office
- Microsoft PowerPoint
- Microsoft Outlook
- Web browser software
- Microsoft Access
- Data entry software
- Email software
- SAP
Becoming a Credit Checker
What kind of Credit Checker requirements are there?
What work experience do I need to become a Credit Checker?
Where do Credit Checkers Work?
The table below shows some of the most common industries where those employed in this career field work.
Other Jobs You May be Interested In
Those who work as a Credit Checker sometimes switch careers to one of these choices:
References:
Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic
More about our data sources and methodologies.
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