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Credit Authorizer

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What Does it Take to Be a Credit Authorizer?

Career Description Authorize credit charges against customers’ accounts.

Daily Life Of a Credit Authorizer

  • Evaluate customers’ computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  • Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
  • Prepare credit cards or charge account plates.
  • Mail charge statements to customers.
  • Keep records of customers’ charges and payments.
  • File sales slips in customers’ ledgers for billing purposes.

Things a Credit Authorizer Should Know How to Do

When polled, Credit Authorizers say the following skills are most frequently used in their jobs:

Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Speaking: Talking to others to convey information effectively.

Reading Comprehension: Understanding written sentences and paragraphs in work related documents.

Writing: Communicating effectively in writing as appropriate for the needs of the audience.

Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.

Other Credit Authorizer Job Titles

  • Credit Clerk
  • Authorizer
  • Credit Representative
  • Credit Director
  • Credit Manager

Job Outlook for Credit Authorizers

In the United States, there were 38,500 jobs for Credit Authorizer in 2016. There is little to no growth in job opportunities for Credit Authorizer. The BLS estimates 3,700 yearly job openings in this field.

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The states with the most job growth for Credit Authorizer are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.

Credit Authorizer Salary

Credit Authorizers make between $26,540 and $59,270 a year.

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Credit Authorizers who work in Minnesota, New York, or Massachusetts, make the highest salaries.

Below is a list of the median annual salaries for Credit Authorizers in different U.S. states.

State Annual Mean Salary
Alabama $36,390
Arizona $41,640
Arkansas $34,880
California $42,680
Colorado $45,780
Connecticut $42,330
Delaware $40,130
Florida $37,680
Georgia $34,550
Hawaii $44,690
Idaho $42,600
Illinois $45,010
Indiana $41,940
Iowa $32,740
Kansas $40,290
Kentucky $41,310
Louisiana $28,630
Maine $37,140
Maryland $39,830
Massachusetts $46,440
Michigan $44,020
Minnesota $48,300
Mississippi $30,440
Missouri $36,060
Montana $44,160
Nebraska $37,690
Nevada $33,930
New Hampshire $39,010
New Jersey $44,500
New Mexico $35,370
New York $48,420
North Carolina $42,160
North Dakota $38,330
Ohio $40,780
Oklahoma $38,370
Oregon $45,130
Pennsylvania $40,270
Rhode Island $46,340
South Carolina $40,340
South Dakota $34,530
Tennessee $39,220
Texas $42,480
Utah $37,490
Virginia $40,500
Washington $40,160
West Virginia $36,440
Wisconsin $43,240

Tools & Technologies Used by Credit Authorizers

Although they’re not necessarily needed for all jobs, the following technologies are used by many Credit Authorizers:

  • Microsoft Excel
  • Microsoft Word
  • Microsoft Office
  • Microsoft PowerPoint
  • Microsoft Outlook
  • Data entry software
  • Microsoft Internet Explorer
  • Financial accounting software

How to Become a Credit Authorizer

Individuals working as a Credit Authorizer have obtained the following education levels:

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What work experience do I need to become a Credit Authorizer?

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Where do Credit Authorizers Work?

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Below are examples of industries where Credit Authorizers work:

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References:

Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic

More about our data sources and methodologies.

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