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Credit Authorizer

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What is a Credit Authorizer?

Career Description Authorize credit charges against customers’ accounts.

A Day in the Life of a Credit Authorizer

  • File sales slips in customers’ ledgers for billing purposes.
  • Evaluate customers’ computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  • Mail charge statements to customers.
  • Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
  • Keep records of customers’ charges and payments.
  • Prepare credit cards or charge account plates.

What Skills Do You Need to Work as a Credit Authorizer?

Credit Authorizers state the following job skills are important in their day-to-day work.

Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Speaking: Talking to others to convey information effectively.

Reading Comprehension: Understanding written sentences and paragraphs in work related documents.

Writing: Communicating effectively in writing as appropriate for the needs of the audience.

Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.

Types of Credit Authorizer Jobs

  • Credit Coordinator
  • Credit Officer
  • Collector
  • Credit Risk Review Officer
  • Credit Director

Job Outlook for Credit Authorizers

In 2016, there was an estimated number of 38,500 jobs in the United States for Credit Authorizer. There is little to no growth in job opportunities for Credit Authorizer. Due to new job openings and attrition, there will be an average of 3,700 job openings in this field each year.

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The states with the most job growth for Credit Authorizer are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.

How Much Does a Credit Authorizer Make?

The salary for Credit Authorizers ranges between about $26,540 and $59,270 a year.

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Credit Authorizers who work in Minnesota, New York, or Massachusetts, make the highest salaries.

Below is a list of the median annual salaries for Credit Authorizers in different U.S. states.

State Annual Mean Salary
Alabama $36,390
Arizona $41,640
Arkansas $34,880
California $42,680
Colorado $45,780
Connecticut $42,330
Delaware $40,130
Florida $37,680
Georgia $34,550
Hawaii $44,690
Idaho $42,600
Illinois $45,010
Indiana $41,940
Iowa $32,740
Kansas $40,290
Kentucky $41,310
Louisiana $28,630
Maine $37,140
Maryland $39,830
Massachusetts $46,440
Michigan $44,020
Minnesota $48,300
Mississippi $30,440
Missouri $36,060
Montana $44,160
Nebraska $37,690
Nevada $33,930
New Hampshire $39,010
New Jersey $44,500
New Mexico $35,370
New York $48,420
North Carolina $42,160
North Dakota $38,330
Ohio $40,780
Oklahoma $38,370
Oregon $45,130
Pennsylvania $40,270
Rhode Island $46,340
South Carolina $40,340
South Dakota $34,530
Tennessee $39,220
Texas $42,480
Utah $37,490
Virginia $40,500
Washington $40,160
West Virginia $36,440
Wisconsin $43,240

What Tools do Credit Authorizers Use?

Below is a list of the types of tools and technologies that Credit Authorizers may use on a daily basis:

  • Microsoft Excel
  • Microsoft Word
  • Microsoft Office
  • Microsoft PowerPoint
  • Microsoft Outlook
  • Data entry software
  • Microsoft Internet Explorer
  • Financial accounting software

Becoming a Credit Authorizer

What education is needed to be a Credit Authorizer?

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How Long Does it Take to Become a Credit Authorizer?

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Where Credit Authorizers Are Employed

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The table below shows the approximate number of Credit Authorizers employed by various industries.

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References:

Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic

More about our data sources and methodologies.

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