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Credit Authorizers, Checkers, and Clerks in Kentucky

Considering working as a Credit Authorizers, Checkers, and Clerks in Kentucky? Below are the key facts. Authorize credit charges against customers’ accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

What do Credit Authorizers, Checkers, and Clerks Make in Kentucky?

For a credit authorizers, checkers, and clerks working in Kentucky, wages run about $48,550 per year (or about $23.34/hour).Earnings range from $38,910 at the 10th percentile to $63,270 at the 90th percentile.

Wage Statistic	Annual	Hourly
10th percentile	$38,910	$18.71
25th percentile	$44,810	$21.54
Median (50th)	$48,550	$23.34
75th percentile	$52,750	$25.36
90th percentile	$63,270	$30.42

The job concentration index in Kentucky nationwide is 1.04.

National Wage Comparison

Nationally, credit authorizers, checkers, and clerks earn a median of $32,210 per year ($15.49/hour), higher than the Kentucky median.

Employment Outlook

National employment for 1,623,460 credit authorizers, checkers, and clerks across the United States. In Kentucky alone, about 160 people work in this role. That trails the typical state, which employs around 230 credit authorizers, checkers, and clerks.

Top Kentucky Metros for Credit Authorizers, Checkers, and Clerks

The metro areas below employ the most credit authorizers, checkers, and clerks in Kentucky.

Metro Area	Number Employed	Annual Median Salary
Louisville/Jefferson County, KY-IN	70	$47,370

Top States for Credit Authorizers, Checkers, and Clerks Employment

View the states that employ the most credit authorizers, checkers, and clerks work.

State	Number Employed
California	1,010
Texas	920
Florida	690
New York	680
New Jersey	620
Georgia	550
Virginia	460
Delaware	430
Ohio	410
Colorado	380
Wisconsin	370
Pennsylvania	370
South Carolina	340
Michigan	330
North Carolina	330
Missouri	260
Oregon	250
Tennessee	250
Arizona	230
Oklahoma	200

Highest-Paying States for Credit Authorizers, Checkers, and Clerks

These states pay the most for credit authorizers, checkers, and clerks.

State	Annual Median Salary
Illinois	$65,270
Texas	$58,770
New Hampshire	$56,400
New Jersey	$55,350
North Dakota	$54,820
Virginia	$53,870
Massachusetts	$53,690
Washington	$53,220
Ohio	$52,270
New York	$52,090

Skills

Top credit authorizers, checkers, and clerks skills, rated on an importance scale of 0 to 5:

Knowledge Areas

Key knowledge areas for this occupation, rated on an importance scale of 0 to 5:

Abilities

The abilities that matter most for credit authorizers, checkers, and clerks, rated on an importance scale of 0 to 5:

Daily Tasks

Common tasks include:

• Keep records of customers' charges and payments.
• Compile and analyze credit information gathered by investigation.
• Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
• Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
• Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
• File sales slips in customers' ledgers for billing purposes.
• Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
• Mail charge statements to customers.
• Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
• Relay credit report information to subscribers by mail or by telephone.
• Prepare credit cards or charge account plates.
• Call customers to collect payment on delinquent accounts.

Work Activities

• Getting Information
• Working with Computers
• Communicating with People Outside the Organization
• Communicating with Supervisors, Peers, or Subordinates
• Documenting/Recording Information
• Processing Information
• Establishing and Maintaining Interpersonal Relationships
• Updating and Using Relevant Knowledge
• Organizing, Planning, and Prioritizing Work
• Resolving Conflicts and Negotiating with Others
• Making Decisions and Solving Problems
• Analyzing Data or Information

Tools & Technology

Technologies frequently used: Hot technologies: Microsoft Access, Microsoft Excel In-demand technologies: Microsoft Excel

Related Careers

Careers similar to credit authorizers, checkers, and clerks include:

• Financial Managers
• Accountants and Auditors
• Credit Analysts
• Personal Financial Advisors
• Financial Examiners
• Credit Counselors

Also Known As

Accounts Receivable Coordinator, Authorizer, Branch Processor, Call Out Operator, Charge Authorizer, Collector, Commercial Credit Advisor, Commercial Credit Analyst, Commercial Credit Officer, Commercial Credit Reviewer, Commercial Loan Reviewer, Commercial Processor, Consumer Credit Analyst, Controller, Credit Adjuster.

References

• U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics — https://www.bls.gov/oes/
• O*NET Online — https://www.onetonline.org/
• BLS Employment Projections — https://www.bls.gov/emp/
• O*NET-SOC code: 43-4041.00